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Buying your home

By law most council tenants have the right to buy their council house or flat. To qualify for the right to buy you need to:

  • Have been a tenant for at least 5 years (if you held a tenancy for 2 years or more before 18 January 2005, this also qualifies)
  • The council property you want to buy should be your only or main home

If you qualify, you can buy your home jointly with up to three adults - as long as they have lived in with you for at least a year and it is their only or main home.

 

For more details download a copy of the Your right to buy your home (Adobe PDF format, 248kb) leaflet.

 

Discounts

The maximum discount off the open market value of a property is 70% for a flat and 60% for a house. The minimum discount is 44% for a flat and 32% for a house. The actual discount depends on how long you have been a tenant and is limited to a maximum of £26,000 in the North West.

 

Restrictions

There are certain homes, which the council will not sell. These are:

  • Sheltered accommodation
  • Homes suitable for the elderly or especially adapted for the disabled
  • Temporary accommodation and dwellings, which have been leased from other landlords by the Council

Some tenants are not permitted to buy their home. These are:

  • Homeless people who have been given temporary accommodation
  • Employees of the council who have accommodation as part of their job e.g. caretakers, wardens
  • Tenants who have a possession order on their property

Maintenance

If you buy your home you are responsible for all its maintenance. If you buy a flat we will continue to carry out certain maintenance tasks and will charge you an annual service charge. Your rights and obligations - and those of the Council - should be fully explained to you by your solicitor at the time of purchase.

 

Selling your home

If you apply for the Right to Buy (from 18 January 2005) and then sell your home within one year of buying it, you will have to repay the entire discount you received.

 

If you sell your home in the second year you will have to repay four fifths, if you sell in the third year you pay back three fifths. If you sell in the fourth year you will pay back two fifths and if you sell in the fifth year you pay back one fifth. After five years you won't have to pay back any of the discount. The amount of discount to be repaid will be a percentage of the re–sale value.

 

Contact us

To request a Right to Buy application pack or to find out more about home ownership, Contact the Right to Buy Team.

 

Related information

Last Updated: 5/18/2011

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West Lancashire Borough Council, 52 Derby Street, Ormskirk, West Lancashire L39 2DF
Tel: 01695 577177 | Email: customer.services@westlancs.gov.uk